We have solely bought just a few extra months of 2024, and earlier than you understand it, you will be resetting your versatile spending account and well being financial savings accounts for 2025. When you have some more money mendacity round in both account and do not know the place to spend it, why not purchase your self a sensible ring — an Oura Ring, that’s?
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Because of its health-tracking capabilities, an Oura Ring can monitor your sleep and exercise information that will help you additional perceive your wellness patterns. Plus, Oura Rings are FSA- and HSA-eligible, so you should buy one in all these sensible rings with the pre-tax cash you have put aside all year long.
There are just a few exceptions and issues to think about earlier than you buy the sensible ring for your self. Preserve studying to be taught how one can purchase one together with your FSA or HSA funds.
What Oura merchandise can I purchase with my FSA or HSA funds?
You should buy the Oura Ring, chargers, and a membership together with your FSA or HSA. Oura advises clients to contact their supplier forward of buying to make it possible for they meet their supplier’s necessities and eligibility. Two- and three-year warranties on Oura Rings should not FSA- or HSA-eligible.
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Whereas memberships are eligible for FSA and HSA, an Oura Membership can solely be bought with a bank card or Paypal and not directly reimbursed by means of an HSA or FSA. “Invoices for recurring membership funds might be downloaded from the Membership Hub and despatched to your supplier,” according to Oura’s website.
How can I purchase an Oura Ring by means of my FSA or HSA?
There are two methods to buy an Oura Ring by means of your FSA and HSA: immediately and not directly.
To buy immediately, go to Oura’s website, choose your Oura Ring of selection, and take a look at. When it asks for a cost technique, choose the Sika FSA/HSA cost technique after which choose “Proceed with Sika,” which is able to take you to the third-party show. It’ll present which objects you have chosen might be bought with an FSA/HSA and which can’t. You may have to make use of a unique card out of your FSA/HSA for the ineligible objects. As soon as each playing cards are added, choose “Full Buy.” You may then obtain a affirmation e mail from assist@sikahealth.com.
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To buy not directly, that’s, to purchase the Oura Ring with another cost technique to FSA/HSA funds, find your Oura order affirmation from orders@ouraring.com or assist@sikahealth.com. Contact Oura’s Member Care crew if you cannot discover this in your e mail.
Then, discover your Oura membership bill inside the Membership Hub on the app. After getting this info, go to your FSA/HSA supplier and file a declare for the ring, the membership, and the chargers. This consists of delivery and taxes as effectively. Submit your declare, and also you’re good to go.
How can I take advantage of a part of my FSA/HSA funds to buy an Oura Ring?
To illustrate you do not have sufficient FSA/HSA cash to finish the acquisition with these funds alone. Oura says your FSA/HSA subtotal will routinely regulate to the remaining steadiness in your HSA or FSA card account, and you need to use one other cost technique to make up the distinction.